Citibank offers you the unique Home Credit loan, where you decide what interest you pay. Home Credit power packs your home loan with transactional features that not only allow you to save on interest, but also help you repay your loan much faster. So, now you can make your every rupee work as hard as you do!
to expand and on 
to minimise the details. Home Credit account is a current account linked to your loan. All amounts deposited in the Home Credit account in excess of the threshold amount* and subject to a maximum of your outstanding loan is transferred on a daily basis to your loan account to offset the interest being charged on your loan. This amount is always available for withdrawal by you as an overdraft line.
Home Credit Vanilla option gives you the option of maintaining liquidity. An overdraft line is set on the Home Credit account and interest savings arising out of the Home Credit facility go towards increasing this line, which is always available for withdrawal by you.
Home Credit Fast Track gives you the option of repaying your home loan faster.
Interest saves are adjusted towards reducing your loan outstanding, which effectively reduce the tenure of your loan and help you close your home loan faster.* Terms and Conditions apply. All loans are at the sole discretion of Citibank N.A. Citibank reserves the right to ask for any additional documents from the applicant. Citibank reserves the right, at anytime, with prior notice to add/alter/modify/change or vary any of the Terms and Conditions or to replace them, wholly or in part.
- Make every rupee work as hard as you do with Home Credit.
- Shrink your loan tenure through
Home Credit Fast Track. - Convenience of withdrawing your interest savings through Home Credit Vanilla.
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